Scam alert. Criminals are working hard diverting money away from those in need. Case in point — the Ukraine. People around the world are answering the calls for assistance by donating to charities addressing the crisis, creating a “perfect storm” for scammers that focuses on tragedy, human suffering, emotion and fear. What’s legitimate? What’s a scam?
Here are some steps to take before clicking “donate now” or responding to phone call and text message solicitations:
1) Don’t click on notices that appear in pop-up windows or on social media sites. These are favorite places for criminals.
2) Research the charity. How long has it been in existence? A long history means a track record. Who are the people behind the organization? Check their profiles online. They likely have credentials showing other similar involvements.
3) Refer to online charity rating services. Even a well-known program can have a less than stellar record. Here are a few reputable organizations that rate charities based on transparency and financial activity: Better Business Bureau, give.org; Charity Navigator, charitynavigator.org; Charity Watch, charitywatch.org; Consumer Reports, consumerreports.org; and GuideStar, guidestar.org.
4) Request a pledge card. They can be mailed or downloaded on your computer or tablet. Pay by check or use a credit card to provide…