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Scammer opens credit card in man’s name, charges $6K. Bank says it’s not a fraud.

Peter Carbonara was on the hook for more than $6K on fraudulent credit card charges. (Courtesy Peter Carbonara)

Being the victim of identity theft is messy.

You need to notify lenders of any fraud, change account numbers and passwords, carefully monitor your accounts and keep a close eye on your credit reports. Fortunately, you won’t typically be held responsible for any charges in your name made by the fraudster as long as you report them in a timely manner.

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